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Celeste Cordeiro

Celeste Cordeiro

Associate Director, Eastern Mezzanine Law Corporation | Head of Compliance, Mezzanine Enterprise

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About this Author

Jul 2, 2026

Summary

Celeste holds dual leadership roles in legal and in-house compliance across the Mezzanine ecosystem:

  • Associate Director at Eastern Mezzanine Law Corporation

  • Head of Compliance at Mezzanine Enterprise


A former litigator turned regulatory specialist, Celeste focuses on payment services and moneylending regulation in Singapore. Before her current roles in Mezzanine, she spent five years as Head of Compliance at a Major Payment Institution, helping it become one of the first in Singapore to secure an MPI licence from MAS. Celeste brings this rich and practical regulatory experience to Mezzanine, which she delivers through her legal advisory work today.


Celeste's client experience is highly varied, spanning:

  • Major Payment Institutions

  • Moneylenders

  • Corporate service providers (CSPs)

  • Startups

  • Family, corporate, estate, and probate law


Credentials

  • Called to the Singapore Bar (2017)

  • ICA Advanced Certificate in Regulatory Compliance (Distinction)


Memberships

  • Law Society of Singapore

  • Singapore Academy of Law

Contact Info

Email
celeste.cordeiro@easternmezzanine.com
WhatsApp
6589114731

Posts (8)

Sep 16, 2026 ∙ 6 min
Cash vs PayNow vs Card: A Singapore Retailer's Guide to Payment Method Risk and Cost
Summary Your bank’s merchant agreement may ban credit card surcharging: You risk losing your card terminal if you violate it, an operational cost most retailers never weigh against the surcharge itself. PayNow carries no card-network interchange cost: This is due to a rule by the Association of Banks in Singapore (ABS) to keep PayNow accessible. Cash isn't free: Float management, bank deposit handling, and theft or shortage risk are real costs that don't show up as clean percentages on your...

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Sep 2, 2026 ∙ 7 min
Money Laundering Red Flags Every FMCG Retailer and Consumer in Singapore Should Know
Summary File a Suspicious Transaction Report if you know or reasonably suspect a transaction involves criminal proceeds: This comes from Section 45 of the Corruption, Drug Trafficking and Other Serious Crimes (Confiscation of Benefits) Act (CDSA), and it applies to FMCG retailers too. Singapore has a S$20,000 mandatory cash-reporting threshold for regulated precious stones and metals dealers: Most FMCG businesses work under the broader, suspicion-based duty instead, not a fixed-dollar...

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Aug 31, 2026 ∙ 6 min
Why Every FMCG Retailer in Singapore Needs to Do a Trademark Registration
Summary A single-class trademark application costs S$280 to S$410 in government fees, and commonly S$900 to S$1,600 all in with professional filing support. For most FMCG retailers, this is a modest, one-time cost against years of brand protection. An unregistered brand still has legal recourse through passing off, but it's a considerably harder and more expensive case to win, since you have to prove goodwill and reputation from scratch every time. Registration is the start of ongoing...

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